FAQs
1. What payment options does RAM offer?
We offer three secure ways to pay, so you can choose whatever works best for you.
Bank Card
We accept South African MasterCard and Visa credit, cheque, and debit cards. Your card will need a CVV number, an expiry date, and a Visa or MasterCard logo.
For your protection, we use 3D-Secure authentication, which verifies your details directly within your bank's secure environment. RAM never has access to your card information.
Instant EFT (Bank Transfer)
Prefer to pay straight from your bank account? Our Instant EFT option lets you do exactly that, in real time. Simply select your bank and follow the steps to complete payment directly to RAM.
Available for customers with Internet banking at ABSA, Capitec, FNB, Investec, Nedbank, and Standard Bank.
PayShap
RAM also accepts PayShap for instant, secure payments through your banking app. Here is how it works:
- Open your banking app and select PayShap as the payment method
- Confirm the payment amount and proceed
- You will receive immediate confirmation once payment is successful
PayShap runs in real time, 24/7, and RAM never has access to your personal or financial details.
A few things to keep in mind before you pay:
- Make sure you have sufficient funds in your account before completing any online transaction
- Check that your once-off payment facility is activated if your bank requires it
- All three payment methods are protected with Thawte and EV SSL encryption certificates, providing a high level of security
However you choose to pay, your information stays completely safe. RAM never stores or has access to your sensitive payment details.